From our mom to our school teachers, and to banks and investment gurus, we always hear them preach about saving money. This is vital and important to our financial well being.
But are you aware that we must first have buffer fund before we even think of what to do with our money?
A buffer fund is [...]img src=”http://feeds.feedburner.com/~r/3m-MakingAndManagingMoney/~4/_9sHQeZ2jG8″ height=”1″ width=”1″/